/
Not financial advice. Analytical data for research only.
Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.
Our financial statements include the consolidated accounts of National Rural Utilities Cooperative Finance Corporation ( CFC ) and National Cooperative Services Corporation ( NCSC ). Our principal operations are currently organized for management reporting purposes into two business segments, which are based on the accounts of the CFC and NCSC entities included in our consolidated financial sta…
$20.32
$0.23 (-1.12%)
EOD Sep 15, 2026
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
$262M
▲ +87.6% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$39.70B
Equity
$3.29B
Total Debt
$33.51B
Cash & Equiv.
$249M
Continue Research
SourceComputed from the 10-Q filed 31 Jul 2026, covering the period ending 31 May 2026, as reported to the SEC. Data last refreshed 1 Aug 2026. How this is calculated.
Price from market data, last close as of 15 Sept 2026. Fiscal year ends May. Sector medians are approximate S&P 500 benchmarks and update periodically.
National Rural Utilities Cooperative Finance (NRUC) trades above a two-stage DCF intrinsic value of about $-26,528,138,149.15 per share, so at $20.32 the stock looks overvalued (130,551,861,070.2% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, National Rural Utilities Cooperative Finance scores 14/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $-26,528,138,149.15 per share for NRUC, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $-19,896,103,611.87. At today's $20.32, that puts the stock about 130,551,861,070.2% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
National Rural Utilities Cooperative Finance scores 14 out of 100 on Intrinsiqq's quality score, a weighted blend of 2 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. NRUC currently trades above its estimated intrinsic value and scores 14/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.