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We were incorporated in the State of Florida in 1991 under the name Standard Premium Finance Management Corporation. In 2016, we established a holding company structure under the name Standard Premium Finance Holdings, Inc., a Florida corporation, with Standard Premium Finance Management Corporation and Standard Premium Finance Leasing, Inc. as our wholly-owned subsidiaries.
Net margin is thin at 9.74%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue growth slowed to 2.7%, essentially flat. This is a business that needs a catalyst.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$13M
▲ +2.7% YoY
Net Income (TTM)
$1M
▲ +23.9% YoY
Net Margin
9.98%
P/E
—
Balance Sheet
Total Assets
$83M
Equity
$9M
Total Debt
$996K
Cash & Equiv.
$11K
5Y CAGR: +14.1%
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