James River Group Holdings, Ltd.
James River Group Holdings, Inc. owns and operates a group of specialty property and casualty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus ( E&S ) lines market. For the year ended December 31, 2025, approximately 84.5% of our gross written premiums and 95.9% of our net written premiums originated from the E&S lines…
$3.87
+$0.00 (+0.00%)
Price from 2 days ago
Net margin is thin at 6.90%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue declined 2.8% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
8.8x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$653M
▼ -2.8% YoY
Net Income (TTM)
$31M
▲ +158.5% YoY
Net Margin
4.68%
P/E
8.8x
Balance Sheet
Total Assets
$4.77B
Equity
$523M
Total Debt
$226M
Cash & Equiv.
$200M
5Y CAGR: +0.6%
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SourceComputed from the 10-Q filed 5 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 2 Oct 2026. How this is calculated.
Price from market data, last close as of 21 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is James River Group Holdings (JRVR) overvalued?
At a P/E of 8.8, James River Group Holdings (JRVR)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, James River Group Holdings scores 42/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.1%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
Is James River Group Holdings a high-quality business?+
James River Group Holdings scores 42 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does James River Group Holdings (JRVR) pay a dividend, and how much?+
Yes, James River Group Holdings pays a regular dividend of about $0.04 per share per year (typically in quarterly installments), a yield of roughly 1.1% at the current price. That is a payout ratio of about 6.3% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For JRVR's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is James River Group Holdings a good stock to buy right now?+
That depends on valuation and quality together, not either alone. you should weigh JRVR's valuation and scores 42/100 on quality (mixed). It also yields about 1.1%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Fire, Marine & Casualty Insurance
Spot a number that looks wrong? Check it in JRVR's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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