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Inter & Co. Inc.

INTR

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Inter & Co. Inc. Class A Common Shares represents the publicly traded equity of Inter & Co., a financial services company focused on digital banking and related consumer finance offerings. Inter & Co. provides banking and spending solutions, including accounts, cards, deposits, loans, foreign exchange services, and digital account tools designed for retail customers. The company also operates in investments, insurance brokerage, and digital commerce through its Inter Shop platform, creating a broader financial and shopping ecosystem within a single app-based experience. Its services are primarily delivered through technology-driven platforms, with operations in Brazil and the United States. Inter & Co. plays a role in the financial market as a digital-first banking and services platform that combines traditional banking functions with investment, insurance, and commerce capabilities for everyday consumers.

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market CapBRL 9.77B
EPSBRL 3.47
P/E6.28
Div. Yield0.52%
Net Margin16.83%
P/Book0.9x
Inter & Co. Inc. intrinsic value
52-Week Range
$4.01$10.21

Profitability & Returns

Revenue (TTM)

BRL 9.64B

▲ +31.3% YoY

Net Income (TTM)

BRL 1.62B

▲ +43.6% YoY

Net Margin

16.83%

P/E

6.28

Balance Sheet

Total Assets

BRL 98.61B

Equity

BRL 10.39B

Total Debt

BRL 15.06B

Cash & Equiv.

BRL 15.50B

3Y CAGR: +33.1%

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Held by ETFs

INTR is in 11 US ETFs. The largest of them, with INTR's weight in each:

Inter & Co. (INTR) in four numbers

Fair value (book value)
R$76.01
Price R$21.81 is 71% below it.
Intrinsic Value
Quality score
98/100
Best check: revenue growth, 28.2%. Weakest: capital adequacy, 10.5%.
Quality
Dividend (TTM)
BRL 0.11
0.52% yield, raised at least 2 years in a row.
Dividends
P/E
6.28
Price to free cash flow 6.72.
Financials

Questions about Inter & Co.

Is Inter & Co. (INTR) overvalued?

At R$21.81, Inter & Co.'s price is 71% below the R$76.01 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 6.28 times earnings and 6.72 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Inter & Co.'s fair value?

Intrinsiqq's calculator puts Inter & Co.'s fair value at R$76.01 a share. It grows book value per share 20% a year for 5 years, applies an exit P/B of 2.1, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of R$57.01. Every input can be changed on the Intrinsic Value tab.

Is Inter & Co. a high-quality business?

Inter & Co. scores 98 out of 100 on Intrinsiqq's quality score, which makes it a high-quality business on these measures. The score blends 8 checks computed from company filings. Its best check is revenue growth at 28.2%, and its weakest is capital adequacy at 10.5%. The Quality tab shows every check against its target.

Does Inter & Co. (INTR) pay a dividend, and how much?

Yes. Inter & Co. (INTR) pays a dividend: BRL 0.11 per share over the last twelve months, a dividend yield of 0.52% at the latest close. It has raised its dividend per share for at least 2 years in a row, growing at 94.2% a year over the last 2 years. The payout takes about 3.1% of earnings.

Source: company filings. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.