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First National Corp. (Strasburg, VA) Quality Score

FXNC

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Quality64

Business quality is the primary weakness (avg 40/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
13.2x

Under 20x, reasonable relative to earnings

Price / Book
90/100
1.47x

1.5x book, reasonable for a financial

Revenue Growth
100/100
10.5%

Above 10% CAGR, strong compounder

Book Value Growth
70/100
7.2%

5–8% BVPS CAGR, steady compounding

Business Quality & Capital Allocation

Share Dilution
0/100
44.9%

Heavy dilution above 5%

Return on Equity
80/100
11.2%

10–15%, healthy ROE

Capital Adequacy
80/100
9.3%

9.3% equity/assets, comfortable cushion

Margin Trend
0/100
-27.6pp

Net margin compressed >2pp, profitability pressure

First National Corp. (Strasburg, VA) (FXNC) quality: score, margins and returns

First National Corp. (Strasburg, VA) (FXNC) scores 64/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is First National Corp. (Strasburg, VA) (FXNC) a high-quality business?+

First National Corp. (Strasburg, VA) scores 64 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does First National Corp. (Strasburg, VA)'s quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from FXNC's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where First National Corp. (Strasburg, VA) scores well and where it falls behind.

How profitable is First National Corp. (Strasburg, VA)?+

First National Corp. (Strasburg, VA) runs a net margin of about 176.7%. Revenue has grown at roughly 20.5% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 7 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 14 Aug 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

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Held by ETFs

FXNC is in 9 US ETFs. The largest of them, with FXNC's weight in each:

Spot a number that looks wrong? Check it in FXNC's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.