Strong across all measured dimensions. No single area is pulling the score down meaningfully.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
1.1x book, reasonable for a financial
2–5% CAGR, growing but slowly
Above 8% book-value compounding, strong
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
10–15%, healthy ROE
11.5% equity/assets, comfortable cushion
Net margin expanded 3+pp, strong improvement
PCB Bancorp (PCB) quality: score, margins and returns
PCB Bancorp (PCB) scores 86/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is PCB Bancorp (PCB) a high-quality business?+
PCB Bancorp scores 86 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does PCB Bancorp's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from PCB's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where PCB Bancorp scores well and where it falls behind.
How profitable is PCB Bancorp?+
PCB Bancorp runs a net margin of about 1,351.7%. Revenue has grown at roughly 19.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 18 Sept 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
State Commercial Banks · Pick stocks to compare with PCB
Held by ETFs
PCB is in 15 US ETFs. The largest of them, with PCB's weight in each:
Avantis U.S. Small Cap Value ETFAVUV0.01%of the fund
iShares Russell 2000 Value ETFIWN0.02%of the fund
Dimensional U.S. Targeted Value ETFDFAT0.01%of the fund
Dimensional US Small Cap Value ETFDFSV0.02%of the fund
- BSEA Bridgeway Omni Small-Cap Value ETFBSVO0.10%of the fund
iShares Micro-Cap ETFIWC0.08%of the fund
Spot a number that looks wrong? Check it in PCB's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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