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Fs Bancorp Inc. Quality Score

FSBW

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Quality64

Business quality is the primary weakness (avg 65/100). Growth is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
10.1x

Under 20x, reasonable relative to earnings

Price / Book
90/100
1.03x

1.0x book, reasonable for a financial

Not enough quarterly data
for a 1-year trend

Book Value Growth
100/100
17.3%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
100/100
-14.1%

Shrinking >2%, active buybacks

Return on Equity
80/100
10.5%

10–15%, healthy ROE

Capital Adequacy
80/100
10.0%

10.0% equity/assets, comfortable cushion

Margin Trend
0/100
-21876.3pp

Net margin compressed >2pp, profitability pressure

Fs Bancorp (FSBW) quality: score, margins and returns

Fs Bancorp (FSBW) scores 64/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 7 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Fs Bancorp (FSBW) a high-quality business?+

Fs Bancorp scores 64 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Fs Bancorp's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from FSBW's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Fs Bancorp scores well and where it falls behind.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 5 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 12 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

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Held by ETFs

FSBW is in 15 US ETFs. The largest of them, with FSBW's weight in each:

Spot a number that looks wrong? Check it in FSBW's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.