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Nsts Bancorp Inc. Quality Score

NSTS

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Quality35

Weak across most dimensions. This doesn't mean avoid, but the burden of proof is on the bull case.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
0/100
-1814.0x

Negative earnings, no valuation support

Price / Book
100/100
0.93x

0.9x book, trading near or below equity

Revenue Growth
0/100
-1.5%

Below 2%, essentially flat

Book Value Growth
0/100
0.7%

Below 2%, book value not compounding

Business Quality & Capital Allocation

Share Dilution
100/100
-2.7%

Shrinking >2%, active buybacks

Return on Equity
0/100
-0.1%

Below 2%, weak capital productivity

Capital Adequacy
100/100
29.7%

29.7% equity/assets, well-capitalized

Margin Trend
0/100
-14.0pp

Net margin compressed >2pp, profitability pressure

Nsts Bancorp (NSTS) quality: score, margins and returns

Nsts Bancorp (NSTS) scores 35/100 on Intrinsiqq's quality score (a lower-quality business), a weighted blend of 7 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Nsts Bancorp (NSTS) a high-quality business?+

Nsts Bancorp scores 35 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which rates it a lower-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Nsts Bancorp's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from NSTS's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Nsts Bancorp scores well and where it falls behind.

How profitable is Nsts Bancorp?+

Nsts Bancorp runs a net margin of about -8.8%. Revenue has grown at roughly 11.7% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 6 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 14 Aug 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

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Spot a number that looks wrong? Check it in NSTS's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.