Citizens Financial Services Inc. (CZFS) Insider Trading

Last 12 months

Insiders bought $96k and sold $5k on the open market.

None of the selling was scheduled in advance under a 10b5-1 plan.

Net open-market

+$91k

9 buys · 3 sales

Under a 10b5-1 plan

of the value sold

Insiders who bought / sold

3 / 1

executives and directors

Last open-market buy

Aug 2026

Aug 31, 2026

Get an email when CZFS's executives or directors buy, or make a large sale outside a plan.

Trades · last 2 years

Date	Insider	Trade	Shares	Price	Value	Of their stake	Filing
Aug 31	Stephen J Guillaume SENIOR VICE PRESIDENT	Bought	24	$76.32	$2k	0.5%	Form 4
Aug 5	John P Painter II Director	Bought	160	$80.52	$13k	4.3%	Form 4
Jul 9	Leeann Gephart EXECUTIVE VICE PRESIDENT	SoldNo plan	15	$71.52	$1k	1.6%	Form 4
Jun 25	Leeann Gephart EXECUTIVE VICE PRESIDENT	SoldNo plan	29	$66.52	$2k	3.5%	Form 4
May 29	Stephen J Guillaume SENIOR VICE PRESIDENT	Bought	34	$61.78	$2k	0.7%	Form 4
May 28	Leeann Gephart EXECUTIVE VICE PRESIDENT	SoldNo plan	24	$64.78	$2k	2.8%	Form 4
May 12	John P Painter II Director	Bought	140	$63.67	$9k	4.0%	Form 4
Mar 6	John P Painter II Director	Bought	675	$61.00	$41k	25%	Form 4
Feb 27	Stephen J Guillaume SENIOR VICE PRESIDENT	Bought	13	$57.06	$742	0.3%	Form 4
Nov 28, 2025	Stephen J Guillaume SENIOR VICE PRESIDENT	Bought	16	$53.10	$850	0.4%	Form 4
Nov 4, 2025	Randall E Black CEO & PRESIDENT	Bought	22	$54.25	$1k	<0.1%	Form 4
Nov 3, 2025	Randall E Black CEO & PRESIDENT	Bought 2 parts	478	$54.10 average	$26k	1.1%	Form 4
Aug 31, 2025	Stephen J Guillaume SENIOR VICE PRESIDENT	Bought	13	$56.96	$740	0.3%	Form 4
Aug 22, 2025	Thomas E. Freeman Director	SoldNo plan	3,000	$60.00	$180k	19%	Form 4
Jul 8, 2025	Leeann Gephart EXECUTIVE VICE PRESIDENT	SoldNo plan	14	$59.64	$835	1.9%	Form 4
Jun 24, 2025	Leeann Gephart EXECUTIVE VICE PRESIDENT	SoldNo plan	33	$59.58	$2k	4.3%	Form 4
May 30, 2025	Stephen J Guillaume EXECUTIVE VICE PRESIDENT	Bought	15	$58.09	$871	0.3%	Form 4
May 6, 2025	John P Painter II Director	Bought	215	$57.40	$12k	9.8%	Form 4
Feb 28, 2025	Stephen J Guillaume EXECUTIVE VICE PRESIDENT	Bought	13	$57.45	$747	0.3%	Form 4
Feb 3, 2025	John P Painter II Director	Bought	110	$60.00	$7k	5.6%	Form 4
Feb 3, 2025	Leeann Gephart EXECUTIVE VICE PRESIDENT	SoldNo plan	21	$69.19	$1k	3.8%	Form 4
Nov 29, 2024	Stephen J Guillaume SENIOR VICE PRESIDENT	Bought	13	$67.08	$872	0.3%	Form 4
Nov 20, 2024	David Z Richards Jr EXECUTIVE VICE PRESIDENT	SoldNo plan	121	$69.50	$8k	7.7%	Form 4
Nov 4, 2024	John P Painter II Director	Bought	290	$56.65	$16k	18%	Form 4

Aug 31
Stephen J Guillaume
SENIOR VICE PRESIDENT · bought 24 at $76.32
$2k
0.5% of stake
Aug 5
John P Painter II
Director · bought 160 at $80.52
$13k
4.3% of stake
Jul 9No plan
Leeann Gephart
EXECUTIVE VICE PRESIDENT · sold 15 at $71.52
$1k
1.6% of stake
Jun 25No plan
Leeann Gephart
EXECUTIVE VICE PRESIDENT · sold 29 at $66.52
$2k
3.5% of stake
May 29
Stephen J Guillaume
SENIOR VICE PRESIDENT · bought 34 at $61.78
$2k
0.7% of stake
May 28No plan
Leeann Gephart
EXECUTIVE VICE PRESIDENT · sold 24 at $64.78
$2k
2.8% of stake
May 12
John P Painter II
Director · bought 140 at $63.67
$9k
4.0% of stake
Mar 6
John P Painter II
Director · bought 675 at $61.00
$41k
25% of stake
Feb 27
Stephen J Guillaume
SENIOR VICE PRESIDENT · bought 13 at $57.06
$742
0.3% of stake
Nov 28, 2025
Stephen J Guillaume
SENIOR VICE PRESIDENT · bought 16 at $53.10
$850
0.4% of stake
Nov 4, 2025
Randall E Black
CEO & PRESIDENT · bought 22 at $54.25
$1k
<0.1% of stake
Nov 3, 2025
Randall E Black
CEO & PRESIDENT · bought 478 at avg $54.10
$26k
1.1% of stake
Aug 31, 2025
Stephen J Guillaume
SENIOR VICE PRESIDENT · bought 13 at $56.96
$740
0.3% of stake
Aug 22, 2025No plan
Thomas E. Freeman
Director · sold 3,000 at $60.00
$180k
19% of stake
Jul 8, 2025No plan
Leeann Gephart
EXECUTIVE VICE PRESIDENT · sold 14 at $59.64
$835
1.9% of stake
Jun 24, 2025No plan
Leeann Gephart
EXECUTIVE VICE PRESIDENT · sold 33 at $59.58
$2k
4.3% of stake
May 30, 2025
Stephen J Guillaume
EXECUTIVE VICE PRESIDENT · bought 15 at $58.09
$871
0.3% of stake
May 6, 2025
John P Painter II
Director · bought 215 at $57.40
$12k
9.8% of stake
Feb 28, 2025
Stephen J Guillaume
EXECUTIVE VICE PRESIDENT · bought 13 at $57.45
$747
0.3% of stake
Feb 3, 2025
John P Painter II
Director · bought 110 at $60.00
$7k
5.6% of stake
Feb 3, 2025No plan
Leeann Gephart
EXECUTIVE VICE PRESIDENT · sold 21 at $69.19
$1k
3.8% of stake
Nov 29, 2024
Stephen J Guillaume
SENIOR VICE PRESIDENT · bought 13 at $67.08
$872
0.3% of stake
Nov 20, 2024No plan
David Z Richards Jr
EXECUTIVE VICE PRESIDENT · sold 121 at $69.50
$8k
7.7% of stake
Nov 4, 2024
John P Painter II
Director · bought 290 at $56.65
$16k
18% of stake

How to read this. Insiders sell for many reasons: taxes, diversifying, a house. Open-market buys are rarer and say more. A 10b5-1 plan is a trading schedule set up months in advance, so those sales were not timed on news. Large holders (funds and 10% owners) are listed under Everything but not counted as insiders. If you own or watch CZFS, we send a push when an executive buys or makes a large sale outside a plan.

Source: SEC Form 4 filings, filed within two business days of each trade and checked for new ones every hour.

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Spot a number that looks wrong? Check it in CZFS's SEC filings or

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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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