Intrinsiqq

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (CRLA.XPAR) Quality Score

CRLA.XPAR
Quality62

Growth is the primary weakness (avg 50/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
6.7x

Under 20x, reasonable relative to earnings

Price / Book
100/100
0.21x

0.2x book, trading near or below equity

Revenue Growth
0/100
-1.0%

Below 2%, essentially flat

Book Value Growth
100/100
8.6%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
80/100
-0.1%

Roughly flat, no meaningful dilution

Return on Equity
40/100
3.1%

2–5%, low ROE for a financial

Capital Adequacy
100/100
16.7%

16.7% equity/assets, well-capitalized

Margin Trend
0/100
-2.8pp

Net margin compressed >2pp, profitability pressure

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (CRLA.XPAR) quality: score, margins and returns

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (CRLA.XPAR) scores 62/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (CRLA.XPAR) a high-quality business?+

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative scores 62 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from CRLA.XPAR's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative scores well and where it falls behind.

How profitable is Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative?+

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative runs a net margin of about 31.9%. Revenue has grown at roughly 5.3% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on CRLA.XPAR: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

Related stocks: Banks - Regional

Spot a number that looks wrong?

Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

SectorsPrivacyTerms© 2026 Intrinsiqq

Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.