Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative is a regional cooperative bank and member of the Crédit Agricole group, operating primarily in southern France across departments like Aude, Gard, Hérault, and Lozère. As one of 13 issuing entities of Certificats Coopératifs d'Investissement (CCI) listed on Euronext Paris, it provides essential banking services including retail banking, loans such as mortgages and short-to-medium-term credits for farmers, professionals, SMEs, and individuals, savings accounts, insurance, and payment cards. At the end of 2024, it managed €34.5 billion in deposits and €27 billion in loans, maintaining a stable 34.2% market share in its territory while serving as the leading local economy financier with €3 billion in new credits distributed that year. The bank operates through a network of 98 local branches and 175 agencies, employing 2,493 staff, and emphasizes digital transformation for omnicanal client experiences. Its strong fundamentals include a Basel III solvency ratio of 23.33%, ample liquidity reserves of €6.8 billion, and consolidated equity of €5.45 billion, underscoring its solid role in regional financial stability.