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C&F Financial Corporation Dividend Analysis

CFFI

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Dividend63

Does C&F Financial (CFFI) pay a dividend?

Safe dividend, modest income

Yes. C&F Financial (CFFI) pays a dividend: $1.88 per share over the last twelve months, a dividend yield of 1.67% at the latest close.

It has raised its dividend per share for 1 year in a row, growing at 3.9% a year over the last 5 years. The payout takes about 21.0% of earnings.

Based on TTM and annual data · Not a buy/sell signal

Score Breakdown

100

Safety

40% of composite

Earnings Payout100
21.0%Well-covered
FCF Coverage100
6.3xVery comfortable
33

Growth

35% of composite

Dividend Streak20
1YNo sustained streak
Growth Rate45
3.9%Modest growth
45

Income

25% of composite

Cash Yield (TTM)45
1.67%Below average

Composite = Safety (100) × 0.40 + Growth (33) × 0.35 + Income (45) × 0.25 = 63

Dividend Safety

Earnings Payout

21.0%

FCF Payout

15.8%

FCF Coverage

6.3x

Dividend Growth

Per Share (TTM)

$1.88

Growth Streak

1 year

5Y CAGR

3.9%

Dividend history

Dividend per share by fiscal year
Fiscal yearPer shareChange
2025$1.84+4.5%
2024$1.760.0%
2023$1.76+7.3%
2022$1.64+3.8%
2021$1.58+3.9%
2020$1.52+2.0%
2019$1.49+5.7%
2018$1.41+6.0%
2017$1.33+3.1%
2016$1.29+5.7%

Newest 10 of 17 fiscal years; the chart above has the full series. Each payment counts toward the fiscal year it is paid for, so a final dividend paid in spring belongs to the year before. Figures are adjusted for stock splits, so a fall is a cut.

Computed from SEC filings. Ex-dividend and payment dates are not part of those filings, so they are not shown here. This is analysis, not investment advice.

Dividend Income

Annual DPS (TTM)

$1.88

Annual Income / $10K

$167

Payment frequency, ex-dividend and payment dates are not available from SEC filings. Check your broker or the company's investor relations page for the schedule.

Yield History

C&F Financial (CFFI) dividend: yield, safety and growth

Frequently asked

Does C&F Financial (CFFI) pay a dividend, and how much?+

Yes, C&F Financial pays a regular dividend of about $1.88 per share per year (a yield of roughly 1.7%). That is a payout ratio of about 21.0% of earnings, so it is comfortably covered by free cash flow. A low headline yield is not the same as a weak dividend: what matters is how well earnings and cash flow cover the payout, not the percentage alone. The full payout history and per-share figures are on this dividends tab.

Is C&F Financial's dividend safe?+

C&F Financial's dividend looks comfortably covered by free cash flow, with free cash flow covering the payout about 6.3 times over. Intrinsiqq scores its dividend safety at 100 out of 100, weighing the payout ratio, free-cash-flow coverage and balance-sheet strength. Safety matters more than yield: a payout you can rely on beats a high one you cannot.

Has C&F Financial grown its dividend?+

C&F Financial has raised its dividend for about 1 year in a row. Over the past five years the dividend has grown at roughly 3.9% a year. Consistent growth is one of the strongest signals of a durable, shareholder-friendly business, so read the streak alongside coverage on this tab.

What is C&F Financial's dividend payout ratio?+

C&F Financial pays out about 21.0% of its earnings as dividends. A lower payout ratio leaves more room to keep raising the dividend and to absorb a bad year, while a very high ratio can signal a payout under pressure. On this measure the dividend is comfortably covered by free cash flow. See the dividend-safety breakdown for the free-cash-flow view, which is often more telling than earnings.

SourceDividend analysis computed from the 10-Q filed 6 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 12 Oct 2026. How this is calculated.

Fiscal year ends Dec. Earnings payout = dividends / net income. FCF payout = dividends / FCF. Yield = TTM DPS / price.

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Held by ETFs

CFFI is in 9 US ETFs. The largest of them, with CFFI's weight in each:

Spot a number that looks wrong? Check it in CFFI's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.