Banco Bradesco S.A. ADR
Banco Bradesco S.A. ADR is a Brazilian financial institution that provides a broad range of banking and insurance services to individuals, businesses, and institutional clients. Its current activities center on retail and corporate banking, including deposit accounts, lending, credit solutions, payments, treasury services, and digital banking tools, alongside a substantial insurance business covering products such as life, auto, health, property, and pension plans. Banco Bradesco also serves the agribusiness, small and medium-sized enterprise, and wealth-management markets, making it a diversified participant in Brazil’s financial system. Headquartered in Osasco, Brazil, Banco Bradesco S.A. ADR is recognized as one of the country’s major private-sector banking groups and an important provider of integrated financial services across the Brazilian market.
$3.96
-$0.07 (-1.74%)
EOD Oct 16, 2026
20.31% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 11.9% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
9.2x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
BRL 122.75B
▲ +11.9% YoY
Net Income (TTM)
BRL 24.59B
▲ +36.4% YoY
Net Margin
20.03%
P/E
9.2x
Balance Sheet
Total Assets
BRL 2.33T
Equity
BRL 178.95B
Total Debt
BRL 448.69B
Cash & Equiv.
BRL 272.34B
3Y CAGR: +3.5%
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Is Banco Bradesco S.A. ADR (BBD) overvalued?
At a P/E of 9.2 and a price-to-free-cash-flow of 67.2, Banco Bradesco S.A. ADR (BBD) trades above a two-stage DCF intrinsic value of about BRL -10.64 per share, so at BRL 3.96 the stock looks overvalued (368.6% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Banco Bradesco S.A. ADR scores 66/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 0.6%; see dividend safety for coverage and history. All figures are computed from company filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Banco Bradesco S.A. ADR's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about BRL -10.64 per share for BBD, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around BRL -7.98. At today's BRL 3.96, that puts the stock about 368.6% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Banco Bradesco S.A. ADR a high-quality business?+
Banco Bradesco S.A. ADR scores 66 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from company filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does Banco Bradesco S.A. ADR (BBD) pay a dividend, and how much?+
Yes, Banco Bradesco S.A. ADR pays a regular dividend of about BRL 0.13 per share per year (typically in quarterly installments), a yield of roughly 0.6% at the current price. That is a payout ratio of about 5.9% of earnings, so the dividend is amply covered by earnings. Banco Bradesco S.A. ADR has grown the dividend at roughly 35.2% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For BBD's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is Banco Bradesco S.A. ADR a good stock to buy right now?+
That depends on valuation and quality together, not either alone. BBD currently trades above its estimated intrinsic value and scores 66/100 on quality (solid). It also yields about 0.6%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from company filings, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.