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Aviva Quality Score

AV.XLON

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Quality46

Business quality is the primary weakness (avg 40/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
60/100
28.2x

25–30x, paying a growth premium

Price / Book
90/100
1.92x

1.9x book, reasonable for a financial

Book Value Growth
70/100
5.9%

5–8% BVPS CAGR, steady compounding

Business Quality & Capital Allocation

Share Dilution
100/100
-8.7%

Shrinking >2%, active buybacks

Return on Equity
60/100
9.5%

5–10%, adequate but not exceptional

Capital Adequacy
0/100
2.8%

2.8% equity/assets, undercapitalized

Margin Trend
0/100
-2.0pp

Net margin compressed >2pp, profitability pressure

Aviva (AV.XLON) quality: score, margins and returns

Aviva (AV.XLON) scores 46/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 7 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Aviva (AV.XLON) a high-quality business?+

Aviva scores 46 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Aviva's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from AV.XLON's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Aviva scores well and where it falls behind.

How profitable is Aviva?+

Aviva runs a net margin of about 1.8%. Revenue has grown at roughly 20.3% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Peers

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Held by ETFs

AV.XLON is in 113 US ETFs. The largest of them, with AV.XLON's weight in each:

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.