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St. James's Place Plc Quality Score

STJ.XLON

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Quality53

Valuation is the primary weakness (avg 95/100). Business quality is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
11.6x

Under 20x, reasonable relative to earnings

Cash Flow Multiple
100/100
5.7x

Under 20x cash flow, well covered

Cash Flow Growth
60/100
Just turned +

Recently turned FCF-positive, capex cycle finishing, CAGR not yet meaningful

Business Quality & Capital Allocation

Share Dilution
100/100
-2.1%

Shrinking >2%, active buybacks

Capital Structure
95/100
£113M

Net debt/FCF of 0.1x, easily serviceable

2022
£253M
£397M
2023
£285M
£372M
2024
£353M
£624M
2025
£330M
£442M
CashDebt
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St. James's Place (STJ.XLON) quality: score, margins and returns

St. James's Place (STJ.XLON) scores 53/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 4 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is St. James's Place (STJ.XLON) a high-quality business?+

St. James's Place scores 53 out of 100 on Intrinsiqq's quality score, a weighted blend of 4 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does St. James's Place's quality score measure?+

Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from STJ.XLON's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where St. James's Place scores well and where it falls behind.

How profitable is St. James's Place?+

St. James's Place runs a net margin of about 1.8%. Revenue has grown at roughly 18.9% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Peers

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Held by ETFs

STJ.XLON is in 42 US ETFs. The largest of them, with STJ.XLON's weight in each:

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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