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We inspire and empower community, regional and super-regional financial institutions ( FIs ) to compete with large, technologically advanced and well-resourced banks in the United States. Our solution, the Alkami Digital Sales & Service Platform, consisting of the Alkami Digital Banking Platform ( Platform ), Onboarding & Account Opening, and Data & Marketing, allows FIs to onboard, engage and …
$15.94
$1.56 (-8.91%)
Price from 41 days ago
The business is unprofitable at the operating level (-12.09% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue grew 32.9%, still solid.
Net debt of $290M represents 7.0x FCF, leverage limits flexibility.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$444M
▲ +32.9% YoY
Net Income (TTM)
-$48M
▼ -16.7% YoY
Op. Margin
-12.09%
▲ +1.3pp YoY
ROIC
-7.77%
▲ +2.0pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$41M
▲ +137.7% YoY
Op. Cash Flow (TTM)
$43M
▲ +130.7% YoY
Net Debt
$290M
Cash & Equiv.
$63M
5Y CAGR: +31.7%
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