Wells Fargo & Company (WFC) Quality Score
Business quality remains strong (avg 90/100), but growth is pulling the composite down (avg 60/100).
Broad-market heuristics · Not a buy/sell signal
Valuation
Growth
Under 20x, reasonable relative to earnings
1.5x book, reasonable for a financial
2–5% CAGR, growing but slowly
5–8% BVPS CAGR, steady compounding
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
10–15%, healthy ROE
8.1% equity/assets, comfortable cushion
Net margin expanded 3+pp, strong improvement
Wells Fargo & (WFC) quality: score, margins and returns
Wells Fargo & (WFC) scores 82/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Wells Fargo & (WFC) a high-quality business?+
Wells Fargo & scores 82 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Wells Fargo &'s quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from WFC's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Wells Fargo & scores well and where it falls behind.
How profitable is Wells Fargo &?+
Wells Fargo & runs a net margin of about 26.7%. Revenue has grown at roughly 5.9% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 29 Apr 2026, covering the period ending 31 Mar 2026, as reported to the SEC. Data last refreshed 29 Jul 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Related stocks: National Commercial Banks
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.