/
Organization Structure and Description of Services WAL is a bank holding company headquartered in Phoenix, Arizona, incorporated under the laws of the state of Delaware. WAL provides a full spectrum of customized loan, deposit, and treasury management capabilities, including funds transfer and other digital payment offerings through its wholly-owned banking subsidiary, WAB.
Revenue declined 13.4% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
-$226M
▼ -13.4% YoY
Net Income (TTM)
$952M
▲ +23.0% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$98.85B
Equity
$7.62B
Total Debt
$5.76B
Cash & Equiv.
$8.55B
Continue Research