Earnings payout ratio is moderate, no sustained growth pattern yet.
Based on TTM and annual data · Not a buy/sell signal
Score Breakdown
Safety
40% of composite
Growth
35% of composite
Income
25% of composite
Composite = Safety (50) × 0.40 + Growth (0) × 0.35 + Income (0) × 0.25 = 20
Dividend Safety
Earnings Payout
0.0%
FCF Payout
–
FCF Coverage
–
Dividend Growth
Per Share (TTM)
$0.00
Growth Streak
–
5Y CAGR
-16.1%
Dividend history
| Fiscal year | Per share | Change |
|---|---|---|
| 2023 | $0.63 | -33.5% |
| 2022 | $0.95 | -39.9% |
| 2021 | $1.58 | +27.4% |
| 2020 | $1.24 | -32.3% |
| 2019 | $1.83 | +20.8% |
| 2018 | $1.51 | +153.0% |
| 2017 | $0.60 | +111.4% |
| 2016 | $0.28 | -73.8% |
| 2015 | $1.08 | -15.6% |
| 2014 | $1.28 | +79.6% |
Newest 10 of 14 fiscal years; the chart above has the full series. Each payment counts toward the fiscal year it is paid for, so a final dividend paid in spring belongs to the year before. Figures are adjusted for stock splits, so a fall is a cut.
Computed from SEC filings. Ex-dividend and payment dates are not part of those filings, so they are not shown here. This is analysis, not investment advice.
Does UTG (UTGN) pay a dividend?
Frequently asked
Does UTG (UTGN) pay a dividend?+
No. UTG (UTGN) does not currently pay a dividend. The last payment in our data was in 2023, and nothing has been paid since.
How does UTG return cash to shareholders?+
Through share buybacks rather than dividends. Over the last twelve months UTG reduced its share count at a rate equivalent to a 0.5% buyback yield. A buyback returns value by shrinking the share count, so each remaining share owns more of the business, but unlike a dividend it pays you nothing in cash and can be stopped at any time without an announcement.
Could UTG afford to pay a dividend?+
Not currently. UTG's free cash flow is negative at -$8 million, meaning the business consumed cash over the period rather than generating it. A company funding a dividend from cash it is not producing would be paying shareholders out of its balance sheet or borrowings, which is not sustainable.
Which financials companies do pay dividends?+
Our Financials sector page ranks the companies we cover by dividend score, which combines payout safety, free cash flow coverage and growth record. If income is what you are after, start there rather than with UTG.
SourceDividend analysis computed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 13 Aug 2026. How this is calculated.
Fiscal year ends Dec. Earnings payout = dividends / net income. FCF payout = dividends / FCF. Yield = TTM DPS / price.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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