United Security Bancshares

UBFO

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Profitability & Returns

TTM as of 2025-12 · YoY vs prior year · ROIC = NOPAT / invested capital

Revenue (TTM)

-$2M

▼ -1822.8% YoY

Net Income (TTM)

$12M

▼ -16.9% YoY

Net Margin

–

P/E

–

Balance Sheet

Traditional FCF and net-debt metrics are not meaningful for financial institutions · Balance sheet from latest filing

Total Assets

$1.25B

Equity

$140M

Total Debt

$3M

Cash & Equiv.

$264M

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Quality Scorecard

Is this a high-quality business?

Dividends

Payout safety and growth

Intrinsic Value

What is it worth?

Financials

Full income, cash flow, balance sheet

SourceComputed from the 10-Q filed 24 Mar 2026, covering the period ending 31 Dec 2025, as reported to the SEC. Data last refreshed 25 Sept 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.

Peers

National Commercial Banks · Pick stocks to compare with UBFO

CompareIntrinsic value

STELStellar Bancorp Inc.

$521.00+1.97%26

TBBKThe Bancorp, Inc.

$47.17-6.64%63

HAFCHanmi Financial Corporation

$32.55-1.75%64

WSFSWSFS Financial Corporation

$78.47-1.07%87

CCitigroup Inc.

$122.64-2.48%61

ASRVAmeriServ Financial Inc.

$4.91-0.41%73

CACCamden National Corporation

$57.33-2.07%69

CARECarter Bankshares, Inc.

$29.00-2.98%82

Spot a number that looks wrong? Check it in UBFO's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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