Intrinsiqq

TBC Bank Group PLC (TBCG.XLON) Quality Score

TBCG.XLON
Quality82

Growth remains strong (avg 100/100), but business quality is pulling the composite down (avg 70/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
6.7x

Under 20x, reasonable relative to earnings

Price / Book
90/100
1.52x

1.5x book, reasonable for a financial

Revenue Growth
100/100
13.8%

Above 10% CAGR, strong compounder

Book Value Growth
100/100
17.0%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
80/100
-0.1%

Roughly flat, no meaningful dilution

Return on Equity
100/100
23.1%

Above 15%, strong return on equity

Capital Adequacy
100/100
14.4%

14.4% equity/assets, well-capitalized

Margin Trend
0/100
-6.1pp

Net margin compressed >2pp, profitability pressure

TBC Bank Group (TBCG.XLON) quality: score, margins and returns

TBC Bank Group (TBCG.XLON) scores 82/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is TBC Bank Group (TBCG.XLON) a high-quality business?+

TBC Bank Group scores 82 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does TBC Bank Group's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from TBCG.XLON's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where TBC Bank Group scores well and where it falls behind.

How profitable is TBC Bank Group?+

TBC Bank Group runs a net margin of about 41.0%. Revenue has grown at roughly 24.0% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on TBCG.XLON: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

Related stocks: Banks - Regional

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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