Saia, Inc.
Saia, Inc., through its wholly-owned subsidiaries, is a transportation company headquartered in Johns Creek, Georgia (Saia, Inc. together with its subsidiaries, the Company or Saia). We provide national less-than-truckload (LTL) services through a single integrated organization.
$344.50
+$5.66 (+1.67%)
EOD Oct 22, 2026
10.89% operating margin is respectable but not wide. ROIC at 9.77%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue growth slowed to 0.8%, essentially flat. Margins also contracted 4.1pp. This is a business that needs a catalyst.
At 33x earnings, the current multiple leaves limited room for execution misses or growth deceleration. ROIC dropped from 15.56% to 9.77%, capital efficiency is deteriorating.
33.3x earnings, 36.0x FCF. Not cheap, the quality is already reflected in the price. Upside from here requires either margin expansion or growth re-acceleration, not just continuation.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$3.39B
▲ +0.8% YoY
Net Income (TTM)
$278M
▼ -29.6% YoY
Op. Margin
11.04%
▼ -4.1pp YoY
ROIC
9.82%
▼ -5.8pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$255M
▲ +105.9% YoY
Op. Cash Flow (TTM)
$606M
▲ +1.9% YoY
Net Debt
$185M
Cash & Equiv.
$84M
5Y CAGR: +12.2%
5Y CAGR: -18.9%
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SourceComputed from the 10-Q filed 28 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Aug 2026. How this is calculated.
Price from market data, last close as of 22 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is Saia (SAIA) overvalued?
At a P/E of 33.3 and a price-to-free-cash-flow of 36.0, Saia (SAIA) trades below a two-stage DCF intrinsic value of about $473.23 per share, so at $344.50 the stock looks undervalued (37.4% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Saia scores 49/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Saia's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $473.23 per share for SAIA, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $354.92. At today's $344.50, that puts the stock about 37.4% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Saia a high-quality business?+
Saia scores 49 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a 11.0% operating margin and a 9.8% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is Saia a good stock to buy right now?+
That depends on valuation and quality together, not either alone. SAIA currently trades below its estimated intrinsic value and scores 49/100 on quality (mixed). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Trucking (No Local)
Spot a number that looks wrong? Check it in SAIA's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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