Intrinsiqq

Renta 4 Banco SA (R4.XMAD) Quality Score

R4.XMAD
Quality40

Valuation is the primary weakness (avg 45/100). Business quality is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
14.5x

Under 20x, reasonable relative to earnings

Cash Flow Multiple
0/100
-4.7x

Negative FCF, no valuation support

Revenue Growth
100/100
16.2%

Above 10% CAGR, strong compounder

Cash Flow Growth
0/100
Negative FCF

FCF negative, burning cash after capex

Business Quality & Capital Allocation

Share Dilution
60/100
0.2%

Mild dilution under 2%

Capital Structure
100/100
-€1.33B

Net cash position, no leverage concern

2022
€780M
€22M
2023
€1.10B
€24M
2024
€1.55B
€25M
2025
€1.35B
€29M
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Renta 4 Banco SA (R4.XMAD) quality: score, margins and returns

Renta 4 Banco SA (R4.XMAD) scores 40/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 5 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Renta 4 Banco SA (R4.XMAD) a high-quality business?+

Renta 4 Banco SA scores 40 out of 100 on Intrinsiqq's quality score, a weighted blend of 5 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Renta 4 Banco SA's quality score measure?+

Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from R4.XMAD's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Renta 4 Banco SA scores well and where it falls behind.

How profitable is Renta 4 Banco SA?+

Renta 4 Banco SA runs a net margin of about 26.9%. Revenue has grown at roughly 10.8% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Related stocks: Asset Management

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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