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Q2 is a leading provider of digital solutions to financial institutions, financial technology companies, or FinTechs, and alternative finance companies, or Alt-FIs, seeking to incorporate banking into their customer engagement and servicing strategies. Our solutions transform the ways in which financial institutions and other financial services providers engage with account holders and…
$52.57
+$5.22 (+11.02%)
Price from 2 days ago
Operating margin is thin at 5.02%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue up 14.1% YoY with margins expanding 11.1pp.
At 47x earnings, the current multiple leaves limited room for execution misses or growth deceleration.
46.5x earnings, 17.6x FCF. The market is pricing in years of above-average growth. If that thesis breaks, downside from multiple compression alone could be 30%+. This is a stock where you're paying for the future, not the present.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$822M
▲ +14.1% YoY
Net Income (TTM)
$74M
▲ +235.0% YoY
Op. Margin
7.96%
▲ +11.1pp YoY
ROIC
9.05%
▲ +8.3pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$202M
▲ +50.8% YoY
Op. Cash Flow (TTM)
$214M
▲ +48.4% YoY
Net Debt
-$339M
Net Cash Position
Cash & Equiv.
$379M
5Y CAGR: +14.6%
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