Weak across most dimensions. This doesn't mean avoid, but the burden of proof is on the bull case.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Below 2%, essentially flat
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
0.5x EBITDA, conservative leverage
1.1x coverage, minimal cushion
PennyMac Mortgage Investment Trust (PMT) quality: score, margins and returns
PennyMac Mortgage Investment Trust (PMT) scores 20/100 on Intrinsiqq's quality score (a lower-quality business), a weighted blend of 4 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is PennyMac Mortgage Investment Trust (PMT) a high-quality business?+
PennyMac Mortgage Investment Trust scores 20 out of 100 on Intrinsiqq's quality score, a weighted blend of 4 metrics each scored 0 to 100, which rates it a lower-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does PennyMac Mortgage Investment Trust's quality score measure?+
Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from PMT's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where PennyMac Mortgage Investment Trust scores well and where it falls behind.
How profitable is PennyMac Mortgage Investment Trust?+
PennyMac Mortgage Investment Trust runs a net margin of about 29.0%. Revenue has grown at roughly -8.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 5 Nov 2021, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 4 Nov 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
Real Estate Investment Trusts · Pick stocks to compare with PMT
Held by ETFs
PMT is in 52 US ETFs. The largest of them, with PMT's weight in each:
iShares Core S&P Small-Cap ETFIJR0.04%of the fund
Vanguard Small-Cap Value ETFVBR0.01%of the fund
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM0.04%of the fund
iShares Russell 2000 Growth ETFIWO0.01%of the fund
iShares Russell 2000 Value ETFIWN0.04%of the fund
Vanguard Financials Index Fund ETF SharesVFH0.01%of the fund
Spot a number that looks wrong? Check it in PMT's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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