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ProCredit Holding AG Dividend Analysis

PCZ.XETR

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Dividend45

Does ProCredit Holding (PCZ.XETR) pay a dividend?

High yield, verify sustainability

Yes. ProCredit Holding (PCZ.XETR) pays a dividend: €0.47 per share over the last twelve months, a dividend yield of 5.42% at the latest close.

Its dividend per share has shrunk at 14.3% a year over the last 2 years. The payout takes about 37.0% of earnings.

Based on TTM and annual data · Not a buy/sell signal

Score Breakdown

50

Safety

40% of composite

Earnings Payout100
37.0%Well-covered
FCF Coverage0
-5.3xNot covered
0

Growth

35% of composite

Dividend Streak0
0YNo sustained streak
Growth Rate0
-14.3%Declining
100

Income

25% of composite

Cash Yield (TTM)100
5.42%High, verify safety

Composite = Safety (50) × 0.40 + Growth (0) × 0.35 + Income (100) × 0.25 = 45

Dividend Safety

Earnings Payout

37.0%

FCF Payout

–

FCF Coverage

-5.3x

Dividend Growth

Per Share (TTM)

€0.47

Growth Streak

–

2Y CAGR

-14.3%

Dividend history

Dividend per share by fiscal year
Fiscal yearPer shareChange
2025€0.47-20.3%
2024€0.59-7.8%
2023€0.64
2021€0.35+94.4%
2020€0.18

All 5 fiscal years we hold. Each payment counts toward the fiscal year it is paid for, so a final dividend paid in spring belongs to the year before. Figures are adjusted for stock splits, so a fall is a cut.

Computed from company filings. Ex-dividend and payment dates are not part of those filings, so they are not shown here. This is analysis, not investment advice.

Dividend Income

Annual DPS (TTM)

€0.47

Annual Income / €10K

€542

Payment frequency, ex-dividend and payment dates are not available from company filings. Check your broker or the company's investor relations page for the schedule.

ProCredit Holding (PCZ.XETR) dividend: yield, safety and growth

Frequently asked

Does ProCredit Holding (PCZ.XETR) pay a dividend, and how much?+

Yes, ProCredit Holding pays a regular dividend of about €0.47 per share per year (a yield of roughly 5.4%). That is a payout ratio of about 37.0% of earnings, so it is not currently covered by free cash flow. A low headline yield is not the same as a weak dividend: what matters is how well earnings and cash flow cover the payout, not the percentage alone. The full payout history and per-share figures are on this dividends tab.

Is ProCredit Holding's dividend safe?+

ProCredit Holding's dividend looks not currently covered by free cash flow, with free cash flow covering the payout about -5.3 times over. Intrinsiqq scores its dividend safety at 50 out of 100, weighing the payout ratio, free-cash-flow coverage and balance-sheet strength. Safety matters more than yield: a payout you can rely on beats a high one you cannot.

Has ProCredit Holding grown its dividend?+

ProCredit Holding's dividend history is mixed. Recent dividend growth has been roughly flat. Consistent growth is one of the strongest signals of a durable, shareholder-friendly business, so read the streak alongside coverage on this tab.

What is ProCredit Holding's dividend payout ratio?+

ProCredit Holding pays out about 37.0% of its earnings as dividends. A lower payout ratio leaves more room to keep raising the dividend and to absorb a bad year, while a very high ratio can signal a payout under pressure. On this measure the dividend is not currently covered by free cash flow. See the dividend-safety breakdown for the free-cash-flow view, which is often more telling than earnings.

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Held by ETFs

PCZ.XETR is in 5 US ETFs. The largest of them, with PCZ.XETR's weight in each:

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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