Growth is the primary weakness (avg 70/100). Business quality is the relative bright spot.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
2.0x book, reasonable for a financial
5–8% BVPS CAGR, steady compounding
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
Above 15%, strong return on equity
12.5% equity/assets, well-capitalized
OneMain Holdings (OMF) quality: score, margins and returns
OneMain Holdings (OMF) scores 64/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 6 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is OneMain Holdings (OMF) a high-quality business?+
OneMain Holdings scores 64 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does OneMain Holdings's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from OMF's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where OneMain Holdings scores well and where it falls behind.
SourceQuality score computed from the 10-Q filed 1 May 2026, covering the period ending 31 Mar 2026, as reported to the SEC. Data last refreshed 31 Oct 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
Personal Credit Institutions · Pick stocks to compare with OMF
Held by ETFs
OMF is in 117 US ETFs. The largest of them, with OMF's weight in each:
Vanguard Total Stock Market ETFVTI0.01%of the fund
iShares Core S&P Total U.S. Stock Market ETFITOT0.01%of the fund
Spot a number that looks wrong? Check it in OMF's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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