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OFG Bancorp Dividend Analysis

OFG

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Dividend87

Does OFG Bancorp (OFG) pay a dividend?

Low-yield dividend grower

Yes. OFG Bancorp (OFG) pays a dividend: $1.30 per share over the last twelve months, a dividend yield of 2.59% at the latest close.

It has raised its dividend per share for 5 years in a row, growing at 33.8% a year over the last 5 years. The payout takes about 24.9% of earnings.

Based on TTM and annual data · Not a buy/sell signal

Score Breakdown

100

Safety

40% of composite

Earnings Payout100
24.9%Well-covered
FCF Coverage100
3.7xVery comfortable
85

Growth

35% of composite

Dividend Streak70
5YSolid record
Growth Rate100
33.8%Strong compounder
70

Income

25% of composite

Cash Yield (TTM)70
2.59%Moderate

Composite = Safety (100) × 0.40 + Growth (85) × 0.35 + Income (70) × 0.25 = 87

Dividend Safety

Earnings Payout

24.9%

FCF Payout

27.0%

FCF Coverage

3.7x

Dividend Growth

Per Share (TTM)

$1.30

Growth Streak

5 years

5Y CAGR

33.8%

Dividend history

Dividend per share by fiscal year
Fiscal yearPer shareChange
2025$1.20+20.0%
2024$1.00+13.6%
2023$0.88+25.7%
2022$0.70+75.0%
2021$0.40+42.9%
2020$0.280.0%
2019$0.28+12.0%
2018$0.25+4.2%
2017$0.240.0%
2016$0.24-33.3%

Newest 10 of 17 fiscal years; the chart above has the full series. Each payment counts toward the fiscal year it is paid for, so a final dividend paid in spring belongs to the year before. Figures are adjusted for stock splits, so a fall is a cut.

Computed from SEC filings. Ex-dividend and payment dates are not part of those filings, so they are not shown here. This is analysis, not investment advice.

Dividend Income

Annual DPS (TTM)

$1.30

Annual Income / $10K

$259

Payment frequency, ex-dividend and payment dates are not available from SEC filings. Check your broker or the company's investor relations page for the schedule.

Yield History

OFG Bancorp (OFG) dividend: yield, safety and growth

Frequently asked

Does OFG Bancorp (OFG) pay a dividend, and how much?+

Yes, OFG Bancorp pays a regular dividend of about $1.30 per share per year (a yield of roughly 2.6%). That is a payout ratio of about 24.9% of earnings, so it is comfortably covered by free cash flow. A low headline yield is not the same as a weak dividend: what matters is how well earnings and cash flow cover the payout, not the percentage alone. The full payout history and per-share figures are on this dividends tab.

Is OFG Bancorp's dividend safe?+

OFG Bancorp's dividend looks comfortably covered by free cash flow, with free cash flow covering the payout about 3.7 times over. Intrinsiqq scores its dividend safety at 100 out of 100, weighing the payout ratio, free-cash-flow coverage and balance-sheet strength. Safety matters more than yield: a payout you can rely on beats a high one you cannot.

Has OFG Bancorp grown its dividend?+

OFG Bancorp has raised its dividend for about 5 years in a row. Over the past five years the dividend has grown at roughly 33.8% a year. Consistent growth is one of the strongest signals of a durable, shareholder-friendly business, so read the streak alongside coverage on this tab.

What is OFG Bancorp's dividend payout ratio?+

OFG Bancorp pays out about 24.9% of its earnings as dividends. A lower payout ratio leaves more room to keep raising the dividend and to absorb a bad year, while a very high ratio can signal a payout under pressure. On this measure the dividend is comfortably covered by free cash flow. See the dividend-safety breakdown for the free-cash-flow view, which is often more telling than earnings.

SourceDividend analysis computed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 28 Sept 2026. How this is calculated.

Fiscal year ends Dec. Earnings payout = dividends / net income. FCF payout = dividends / FCF. Yield = TTM DPS / price.

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Held by ETFs

OFG is in 90 US ETFs. The largest of them, with OFG's weight in each:

Spot a number that looks wrong? Check it in OFG's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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