Nayax Ltd.
Nayax Ltd. is a fintech company that provides cashless payment and commerce-enablement solutions for unattended retail and self-service markets. The company develops integrated point-of-sale devices, payment acceptance software, telemetry tools, and management platforms that help merchants operate and monitor automated terminals. Its products support a wide range of environments, including vending machines, kiosks, self-checkout points, laundromats, ticketing machines, car wash stations, gaming terminals, and EV charging stations. Nayax also offers consumer engagement tools, loyalty features, and data-driven services designed to connect payments, operations, and customer interaction within a single platform. Headquartered in Herzliya, Israel, Nayax serves businesses across multiple regions and plays a key role in the digitalization of unattended commerce and automated retail operations.
$45.89
+$1.10 (+2.46%)
EOD Oct 16, 2026
Operating margin is thin at 9.44%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue up 27.5% YoY with margins expanding 8.0pp. However, free cash flow softened 32%, worth monitoring whether this is timing or structural.
At 233x earnings, the current multiple leaves limited room for execution misses or growth deceleration. Free cash flow declined 32% versus the prior year, cash generation momentum has weakened.
233.5x earnings. The market is pricing in years of above-average growth. If that thesis breaks, downside from multiple compression alone could be 30%+. This is a stock where you're paying for the future, not the present.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$453M
▲ +27.5% YoY
Net Income (TTM)
$8M
▲ +730.7% YoY
Op. Margin
3.89%
▲ +8.0pp YoY
ROIC
9.58%
▲ +7.8pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-$7M
▼ -32.0% YoY
Op. Cash Flow (TTM)
$28M
▲ +91.8% YoY
Net Debt
$17M
Cash & Equiv.
$321M
3Y CAGR: +32.1%
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Is Nayax (NYAX) overvalued?
At a P/E of 233.5, Nayax (NYAX)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Nayax scores 38/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from company filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
Is Nayax a high-quality business?+
Nayax scores 38 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 3.9% operating margin and a 9.6% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from company filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is Nayax a good stock to buy right now?+
That depends on valuation and quality together, not either alone. you should weigh NYAX's valuation and scores 38/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from company filings, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.