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Not financial advice. Analytical data for research only.
Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.
We provide an array of human resources ( HR ) and business solutions designed to help improve business performance. Since our formation in 1986, we have evolved from being solely a professional employer organization ( PEO ), an industry we pioneered, to our current position as a comprehensive business performance solutions provider.
$51.40
$1.95 (-3.66%)
EOD Sep 1, 2026
The business is unprofitable at the operating level (-0.15% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue grew 3.5%, steady but not accelerating. Free cash flow declined 164% despite revenue growth, conversion is weakening.
Free cash flow declined 164% versus the prior year, cash generation momentum has weakened. ROIC dropped from 15.03% to -1.50%, capital efficiency is deteriorating.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$6.87B
▲ +3.5% YoY
Net Income (TTM)
-$16M
▼ -107.7% YoY
Op. Margin
-0.04%
▼ -1.9pp YoY
ROIC
-0.46%
▼ -16.5pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$194M
▼ -164.1% YoY
Op. Cash Flow (TTM)
$225M
▼ -153.5% YoY
Net Debt
-$177M
Net Cash Position
Cash & Equiv.
$655M
5Y CAGR: +9.7%
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SourceComputed from the 10-Q filed 30 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 31 Jul 2026. How this is calculated.
Price from market data, last close as of 1 Sept 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Insperity (NSP) trades below a two-stage DCF intrinsic value of about $90.74 per share, so at $51.40 the stock looks undervalued (76.5% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Insperity scores 37/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 4.5%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $90.74 per share for NSP, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $68.06. At today's $51.40, that puts the stock about 76.5% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Insperity scores 37 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a -0.0% operating margin and a -0.5% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Insperity pays a regular dividend of about $2.33 per share per year (typically in quarterly installments), a yield of roughly 4.5% at the current price. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For NSP's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. NSP currently trades below its estimated intrinsic value and scores 37/100 on quality (lower-quality). It also yields about 4.5%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.