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Ni Holdings Inc. Dividend Analysis

NODK

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Dividend23

Does Ni Holdings (NODK) pay a dividend?

Dividend under pressure

Yes. Ni Holdings (NODK) pays a dividend: $0.32 per share over the last twelve months, a dividend yield of 2.13% at the latest close.

The payout takes about 85.9% of earnings.

Based on TTM and annual data · Not a buy/sell signal

Score Breakdown

13

Safety

40% of composite

Earnings Payout25
85.9%Stretched
FCF Coverage0
-4.8xNot covered
0

Growth

35% of composite

Dividend Streak0
0YNo sustained streak
Growth Rate0
-18.3%Declining
70

Income

25% of composite

Cash Yield (TTM)70
2.13%Moderate

Composite = Safety (13) × 0.40 + Growth (0) × 0.35 + Income (70) × 0.25 = 23

Dividend Safety

Earnings Payout

85.9%

FCF Payout

–

FCF Coverage

-4.8x

Dividend Growth

Per Share (TTM)

$0.32

Growth Streak

–

1Y CAGR

-18.3%

Dividend history

Dividend per share by fiscal year
Fiscal yearPer shareChange
2025$0.32-18.3%
2024$0.39

All 2 fiscal years we hold. Each payment counts toward the fiscal year it is paid for, so a final dividend paid in spring belongs to the year before. Figures are adjusted for stock splits, so a fall is a cut.

Computed from SEC filings. Ex-dividend and payment dates are not part of those filings, so they are not shown here. This is analysis, not investment advice.

Dividend Income

Annual DPS (TTM)

$0.32

Annual Income / $10K

$213

Payment frequency, ex-dividend and payment dates are not available from SEC filings. Check your broker or the company's investor relations page for the schedule.

Ni Holdings (NODK) dividend: yield, safety and growth

Frequently asked

Does Ni Holdings (NODK) pay a dividend, and how much?+

Yes, Ni Holdings pays a regular dividend of about $0.32 per share per year (a yield of roughly 2.1%). That is a payout ratio of about 85.9% of earnings, so it is not currently covered by free cash flow. A low headline yield is not the same as a weak dividend: what matters is how well earnings and cash flow cover the payout, not the percentage alone. The full payout history and per-share figures are on this dividends tab.

Is Ni Holdings's dividend safe?+

Ni Holdings's dividend looks not currently covered by free cash flow, with free cash flow covering the payout about -4.8 times over. Intrinsiqq scores its dividend safety at 13 out of 100, weighing the payout ratio, free-cash-flow coverage and balance-sheet strength. Safety matters more than yield: a payout you can rely on beats a high one you cannot.

Has Ni Holdings grown its dividend?+

Ni Holdings's dividend history is mixed. Recent dividend growth has been roughly flat. Consistent growth is one of the strongest signals of a durable, shareholder-friendly business, so read the streak alongside coverage on this tab.

What is Ni Holdings's dividend payout ratio?+

Ni Holdings pays out about 85.9% of its earnings as dividends. A lower payout ratio leaves more room to keep raising the dividend and to absorb a bad year, while a very high ratio can signal a payout under pressure. On this measure the dividend is not currently covered by free cash flow. See the dividend-safety breakdown for the free-cash-flow view, which is often more telling than earnings.

SourceDividend analysis computed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Oct 2026. How this is calculated.

Fiscal year ends Dec. Earnings payout = dividends / net income. FCF payout = dividends / FCF. Yield = TTM DPS / price.

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Held by ETFs

NODK is in 2 US ETFs. The largest of them, with NODK's weight in each:

Spot a number that looks wrong? Check it in NODK's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

2 of 2 free stocks used today

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.