Kaspi.kz JSC ADR (KSPI) Financials
All currency values in KZT millions unless otherwise noted
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| Income Statement | TTM | DEC 2025 | DEC 2024 | DEC 2023 | DEC 2022 | DEC 2021 |
|---|---|---|---|---|---|---|
| Revenues | ||||||
| Revenue | KZT 4,402,120 | KZT 4,027,824 | KZT 2,520,927 | KZT 1,890,290 | KZT 1,254,208 | KZT 889,568 |
| Cost of Revenue | KZT 2,120,468 | KZT 2,119,442 | KZT 949,468 | KZT 671,836 | KZT 383,611 | KZT 244,862 |
| Gross Profit | KZT 2,281,652 | KZT 1,908,382 | KZT 1,571,459 | KZT 1,218,454 | KZT 870,597 | KZT 644,706 |
| Total Operating Expenses | KZT 680,496 | KZT 594,714 | KZT 300,399 | KZT 219,650 | KZT 166,407 | KZT 111,158 |
| Operating Income | KZT 1,601,156 | KZT 1,313,668 | KZT 1,271,060 | KZT 998,804 | KZT 704,190 | KZT 533,548 |
| Income Tax Expense | KZT 286,967 | KZT 264,211 | KZT 225,455 | KZT 173,234 | KZT 131,730 | KZT 93,588 |
| Net Income | ||||||
| Net Income | KZT 1,065,825 | KZT 1,067,707 | KZT 1,056,834 | KZT 848,770 | KZT 588,844 | KZT 435,214 |
| Per Share Data | ||||||
| Revenue Per Share | KZT 23,079.44 | KZT 21,095.29 | KZT 12,954.88 | KZT 9,756.90 | KZT 6,423.93 | KZT 4,541.72 |
| EPS (Basic) | KZT 5,586.06 | KZT 5,631.00 | KZT 5,477.00 | KZT 4,431.00 | KZT 3,051.00 | KZT 2,247.00 |
| EPS (Diluted) | KZT 5,568.06 | KZT 5,592.00 | KZT 5,431.00 | KZT 4,381.00 | KZT 3,016.00 | KZT 2,222.00 |
| Shares Outstanding | 190.7M | 190.9M | 194.6M | 193.7M | 195.2M | 195.9M |
| Dividends Per Share | KZT 1,709.36 | KZT 1,709.36 | KZT 1,697.02 | KZT 1,699.92 | KZT 0.00 | KZT 0.00 |
Kaspi.kz JSC ADR (KSPI) financials: revenue, profit and margins
Kaspi.kz JSC ADR (KSPI) generated about KZT 4.40 trillion in revenue and KZT 1.07 trillion in net income (a 24.2% net margin) over the trailing twelve months, growing at roughly 45.9% a year. Figures are from company filings; this is analysis, not investment advice.
Frequently asked
What is Kaspi.kz JSC ADR's (KSPI) revenue?+
Kaspi.kz JSC ADR generated about KZT 4.40 trillion in revenue over the trailing twelve months. Revenue has grown at roughly 45.9% a year over the past five years. Revenue is the top line, before any costs; what matters for value is how much of it survives to free cash flow. The full income statement, balance sheet and cash-flow statement are on this tab.
Is Kaspi.kz JSC ADR profitable?+
Yes, Kaspi.kz JSC ADR reported about KZT 1.07 trillion in net income over the trailing twelve months, a net profit margin of roughly 24.2%. Net income is the bottom line after all costs, interest and taxes. Compare it to free cash flow on this tab, since reported profit and actual cash generated can diverge.
What are Kaspi.kz JSC ADR's profit margins?+
Kaspi.kz JSC ADR runs a gross margin of about 51.8%, an operating margin of about 36.4%, a net margin of about 24.2%. Margins show how much of each sales dollar a company keeps at each stage. Stable or rising margins usually signal pricing power and cost discipline; falling margins are worth investigating. See the multi-year trend on this tab.
How fast is Kaspi.kz JSC ADR growing?+
Kaspi.kz JSC ADR's revenue has compounded at roughly 45.9% a year over the past five years. Growth only creates value when it is profitable and cash-generative, so read this rate alongside KSPI's margins and free cash flow. This is analysis from company filings, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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