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ING Groep N.V. Quality Score

INGA.XAMS

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Quality84

Valuation remains strong (avg 90/100), but business quality is pulling the composite down (avg 78/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
12.1x

Under 20x, reasonable relative to earnings

Price / Book
90/100
1.65x

1.7x book, reasonable for a financial

Revenue Growth
70/100
6.3%

5–10% CAGR, steady but not exceptional

Book Value Growth
100/100
8.2%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
100/100
-20.1%

Shrinking >2%, active buybacks

Return on Equity
80/100
13.7%

10–15%, healthy ROE

Capital Adequacy
30/100
4.8%

4.8% equity/assets, thin

Margin Trend
100/100
+9.0pp

Net margin expanded 3+pp, strong improvement

ING Groep (INGA.XAMS) quality: score, margins and returns

ING Groep (INGA.XAMS) scores 84/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is ING Groep (INGA.XAMS) a high-quality business?+

ING Groep scores 84 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does ING Groep's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from INGA.XAMS's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where ING Groep scores well and where it falls behind.

How profitable is ING Groep?+

ING Groep runs a net margin of about 29.4%. Revenue has grown at roughly 5.8% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on INGA.XAMS: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

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Held by ETFs

INGA.XAMS is in 139 US ETFs. The largest of them, with INGA.XAMS's weight in each:

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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