Intrinsiqq

H&R Block Inc. (HRB) Quality Score

HRB
Quality70

Valuation remains strong (avg 100/100), but growth is pulling the composite down (avg 25/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
8.5x

Under 20x, reasonable relative to earnings

Cash Flow Multiple
100/100
7.8x

Under 20x cash flow, well covered

Revenue Growth
50/100
4.4%

2–5% CAGR, growing but slowly

Cash Flow Growth
0/100
0.2%

Below 2%, essentially flat

Business Quality & Capital Allocation

Share Dilution
100/100
-18.0%

Shrinking >2%, active buybacks

Margin Trend
90/100
+1.4pp

Expanded 1–3pp, steady progress

Capital Structure
40/100
$1.14B

Net debt/FCF of 1.5x, somewhat elevated

2023
$987M
$1.93B
2024
$1.05B
$1.96B
2025
$983M
$2.03B
2026
$959M
$2.10B
Return on Capital
100/100
36.5%

Above 20%, exceptional capital efficiency

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H&R Block (HRB) quality: score, margins and returns

H&R Block (HRB) scores 70/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100, on 23.0% operating margins and 36.5% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is H&R Block (HRB) a high-quality business?+

H&R Block scores 70 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Recent figures include a 23.0% operating margin and a 36.5% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does H&R Block's quality score measure?+

Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from HRB's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where H&R Block scores well and where it falls behind.

What is H&R Block's return on invested capital (ROIC)?+

H&R Block earns about 36.5% on its invested capital, which is exceptional. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to HRB's margins and growth on this scorecard to judge durability.

How profitable is H&R Block?+

H&R Block runs an operating margin of about 23.0% and a net margin of about 18.6%. Revenue has grown at roughly 2.9% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Oct 2026. How this is calculated.

Fiscal year ends Jun. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Related stocks: Services-Personal Services

Spot a number that looks wrong? Check it in HRB's SEC filings or

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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.