H&R Block Inc. (HRB) Quality Score
Valuation remains strong (avg 100/100), but growth is pulling the composite down (avg 25/100).
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
Under 20x cash flow, well covered
2–5% CAGR, growing but slowly
Below 2%, essentially flat
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
Expanded 1–3pp, steady progress
Net debt/FCF of 1.5x, somewhat elevated
Above 20%, exceptional capital efficiency
H&R Block (HRB) quality: score, margins and returns
H&R Block (HRB) scores 70/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100, on 23.0% operating margins and 36.5% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is H&R Block (HRB) a high-quality business?+
H&R Block scores 70 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Recent figures include a 23.0% operating margin and a 36.5% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does H&R Block's quality score measure?+
Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from HRB's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where H&R Block scores well and where it falls behind.
What is H&R Block's return on invested capital (ROIC)?+
H&R Block earns about 36.5% on its invested capital, which is exceptional. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to HRB's margins and growth on this scorecard to judge durability.
How profitable is H&R Block?+
H&R Block runs an operating margin of about 23.0% and a net margin of about 18.6%. Revenue has grown at roughly 2.9% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Oct 2026. How this is calculated.
Fiscal year ends Jun. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Related stocks: Services-Personal Services
Spot a number that looks wrong? Check it in HRB's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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