Growth remains strong (avg 100/100), but business quality is pulling the composite down (avg 55/100).
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
0.8x book, trading near or below equity
Above 10% CAGR, strong compounder
Above 8% book-value compounding, strong
Business Quality & Capital Allocation
Roughly flat, no meaningful dilution
2–5%, low ROE for a financial
9.4% equity/assets, comfortable cushion
Modest contraction, within normal range
Baloise (HBAN.XSWX) quality: score, margins and returns
Baloise (HBAN.XSWX) scores 77/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.
Frequently asked
Is Baloise (HBAN.XSWX) a high-quality business?+
Baloise scores 77 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Baloise's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from HBAN.XSWX's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Baloise scores well and where it falls behind.
How profitable is Baloise?+
Baloise runs a net margin of about 5.4%. Revenue has grown at roughly 14.0% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.
Peers
Insurance - Diversified · Pick stocks to compare with HBAN.XSWX
Held by ETFs
HBAN.XSWX is in 77 US ETFs. The largest of them, with HBAN.XSWX's weight in each:
Vanguard Total International Stock ETFVXUS0.04%of the fund
Vanguard FTSE Developed Markets ETFVEA0.06%of the fund
iShares Core MSCI EAFE ETFIEFA0.08%of the fund
Vanguard Total World Stock ETFVT0.02%of the fund
Vanguard FTSE All-World ex-US Index Fund ETF SharesVEU0.05%of the fund
iShares MSCI EAFE ETFEFA0.09%of the fund
Spot a number that looks wrong?
Download this analysis as a PDF (Pro)
Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Keep analysing HBAN.XSWX
Create a free account and get 14 days of Premium: every stock and every tool.
- Unlimited stocks
- Stock screener
- Portfolio tracker
- Editable DCF
- Compare side by side
- Unlimited alerts
No card. Moves to Free after, unless you upgrade.
Already have an account?
Or come back tomorrow. Stocks on your watchlist are always free to view.