Intrinsiqq

Gjensidige Forsikring ASA (GJF.XOSL) Quality Score

GJF.XOSL
Quality85

Strong across all measured dimensions. No single area is pulling the score down meaningfully.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
19.9x

Under 20x, reasonable relative to earnings

Price / Book
60/100
4.73x

4.7x book, paying up for franchise quality

Revenue Growth
100/100
11.5%

Above 10% CAGR, strong compounder

Book Value Growth
70/100
5.2%

5–8% BVPS CAGR, steady compounding

Business Quality & Capital Allocation

Share Dilution
60/100
1.6%

Mild dilution under 2%

Return on Equity
100/100
23.9%

Above 15%, strong return on equity

Capital Adequacy
100/100
14.8%

14.8% equity/assets, well-capitalized

Margin Trend
100/100
+3.2pp

Net margin expanded 3+pp, strong improvement

Gjensidige Forsikring ASA (GJF.XOSL) quality: score, margins and returns

Gjensidige Forsikring ASA (GJF.XOSL) scores 85/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Gjensidige Forsikring ASA (GJF.XOSL) a high-quality business?+

Gjensidige Forsikring ASA scores 85 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Gjensidige Forsikring ASA's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from GJF.XOSL's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Gjensidige Forsikring ASA scores well and where it falls behind.

How profitable is Gjensidige Forsikring ASA?+

Gjensidige Forsikring ASA runs a net margin of about 14.8%. Revenue has grown at roughly 9.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Related stocks: Insurance - Property & Casualty

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.