Valuation is the primary weakness (avg 40/100). Growth is the relative bright spot.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Above 30x, priced for sustained outperformance
7.8x book, stretched premium
Above 10% CAGR, strong compounder
Above 8% book-value compounding, strong
Business Quality & Capital Allocation
Diluting 2–5%, watch for SBC
5–10%, adequate but not exceptional
10.9% equity/assets, comfortable cushion
Net margin compressed >2pp, profitability pressure
Freedom Holding (FRHC) quality: score, margins and returns
Freedom Holding (FRHC) scores 57/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 8 metrics each scored 0 to 100, on 9.1% operating margins and 10.0% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Freedom Holding (FRHC) a high-quality business?+
Freedom Holding scores 57 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a mixed business on these measures. Recent figures include a 9.1% operating margin and a 10.0% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Freedom Holding's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from FRHC's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Freedom Holding scores well and where it falls behind.
What is Freedom Holding's return on invested capital (ROIC)?+
Freedom Holding earns about 10.0% on its invested capital, which is modest. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to FRHC's margins and growth on this scorecard to judge durability.
How profitable is Freedom Holding?+
Freedom Holding runs an operating margin of about 9.1% and a net margin of about 6.2%. Revenue has grown at roughly 52.5% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 7 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 12 Oct 2026. How this is calculated.
Fiscal year ends Mar. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
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Held by ETFs
FRHC is in 26 US ETFs. The largest of them, with FRHC's weight in each:
Spot a number that looks wrong? Check it in FRHC's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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