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Fannie Mae Quality Score

FNMA

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Quality72

Valuation remains strong (avg 90/100), but business quality is pulling the composite down (avg 58/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
80/100
21.8x

20–25x range, moderate premium

Price / Book
100/100
0.05x

0.0x book, trading near or below equity

Revenue Growth
50/100
4.2%

2–5% CAGR, growing but slowly

Book Value Growth
100/100
25.7%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
80/100
0.0%

Roughly flat, no meaningful dilution

Return on Equity
80/100
12.9%

10–15%, healthy ROE

Capital Adequacy
0/100
2.8%

2.8% equity/assets, undercapitalized

Margin Trend
70/100
+0.7pp

Slight expansion, directionally positive

Fannie Mae (FNMA) quality: score, margins and returns

Fannie Mae (FNMA) scores 72/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Fannie Mae (FNMA) a high-quality business?+

Fannie Mae scores 72 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Fannie Mae's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from FNMA's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Fannie Mae scores well and where it falls behind.

How profitable is Fannie Mae?+

Fannie Mae runs a net margin of about 55.8%. Revenue has grown at roughly 2.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 9 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 29 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

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Held by ETFs

FNMA is in 8 US ETFs. The largest of them, with FNMA's weight in each:

Spot a number that looks wrong? Check it in FNMA's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.