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First Financial Bancorp. Quality Score

FFBC

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Quality54

Business quality is the primary weakness (avg 53/100). Growth is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
11.4x

Under 20x, reasonable relative to earnings

Price / Book
90/100
1.14x

1.1x book, reasonable for a financial

Book Value Growth
100/100
9.7%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
0/100
10.9%

Heavy dilution above 5%

Return on Equity
60/100
9.5%

5–10%, adequate but not exceptional

Capital Adequacy
100/100
13.3%

13.3% equity/assets, well-capitalized

First Financial Bancorp. (FFBC) quality: score, margins and returns

First Financial Bancorp. (FFBC) scores 54/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 6 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is First Financial Bancorp. (FFBC) a high-quality business?+

First Financial Bancorp. scores 54 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does First Financial Bancorp.'s quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from FFBC's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where First Financial Bancorp. scores well and where it falls behind.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 5 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 7 Aug 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

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Held by ETFs

FFBC is in 101 US ETFs. The largest of them, with FFBC's weight in each:

Spot a number that looks wrong? Check it in FFBC's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.