Intrinsiqq
First Community Corporation logo

First Community Corporation Quality Score

FCCO

⊜ Compare
Quality69

Valuation remains strong (avg 90/100), but growth is pulling the composite down (avg 50/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
12.6x

Under 20x, reasonable relative to earnings

Price / Book
90/100
1.39x

1.4x book, reasonable for a financial

Revenue Growth
0/100
-61.7%

Below 2%, essentially flat

Book Value Growth
100/100
15.5%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
0/100
24.9%

Heavy dilution above 5%

Return on Equity
80/100
10.1%

10–15%, healthy ROE

Capital Adequacy
80/100
9.6%

9.6% equity/assets, comfortable cushion

Margin Trend
100/100
+94998.4pp

Net margin expanded 3+pp, strong improvement

First Community (FCCO) quality: score, margins and returns

First Community (FCCO) scores 69/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is First Community (FCCO) a high-quality business?+

First Community scores 69 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does First Community's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from FCCO's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where First Community scores well and where it falls behind.

How profitable is First Community?+

First Community runs a net margin of about 96,312.5%. Revenue has grown at roughly -37.9% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 12 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 13 Aug 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

State Commercial Banks · Pick stocks to compare with FCCO

CompareIntrinsic value
FVCBFVCBankcorp, Inc.
$16.83+0.30%75
MGNOMagnolia Bancorp Inc.
$14.55+0.00%25
GBNYGenerations Bancorp NY, Inc.
No recent price47

Held by ETFs

FCCO is in 12 US ETFs. The largest of them, with FCCO's weight in each:

Spot a number that looks wrong? Check it in FCCO's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

2 of 2 free stocks used today

Keep analysing FCCO

Create a free account and get 14 days of Premium: every stock and every tool.

  • Unlimited stocks
  • Stock screener
  • Portfolio tracker
  • Editable DCF
  • Compare side by side
  • Unlimited alerts

No card. Moves to Free after, unless you upgrade.

Already have an account?

Or come back tomorrow. Stocks on your watchlist are always free to view.

SectorsPrivacyTerms© 2026 Intrinsiqq

Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.