Growth remains strong (avg 75/100), but business quality is pulling the composite down (avg 60/100).
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
25–30x, paying a growth premium
1.1x book, reasonable for a financial
2–5% CAGR, growing but slowly
Above 8% book-value compounding, strong
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
2–5%, low ROE for a financial
24.2% equity/assets, well-capitalized
Net margin compressed >2pp, profitability pressure
Employers Holdings (EIG) quality: score, margins and returns
Employers Holdings (EIG) scores 66/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Employers Holdings (EIG) a high-quality business?+
Employers Holdings scores 66 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Employers Holdings's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from EIG's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Employers Holdings scores well and where it falls behind.
How profitable is Employers Holdings?+
Employers Holdings runs a net margin of about 3.5%. Revenue has grown at roughly 3.8% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 27 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 31 Oct 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
Fire, Marine & Casualty Insurance · Pick stocks to compare with EIG
Held by ETFs
EIG is in 61 US ETFs. The largest of them, with EIG's weight in each:
iShares Core S&P Small-Cap ETFIJR0.05%of the fund
iShares Russell 2000 ETFIWM0.03%of the fund
Vanguard Small-Cap Value ETFVBR0.01%of the fund
Avantis U.S. Small Cap Value ETFAVUV0.08%of the fund
Vanguard Russell 2000 ETFVTWO0.03%of the fund
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM0.05%of the fund
Spot a number that looks wrong? Check it in EIG's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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