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Circle Internet Group, Inc. Quality Score

CRCL

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Quality56

Business quality is the primary weakness (avg 28/100). Growth is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
17.2x

Under 20x, reasonable relative to earnings

Price / Book
40/100
5.83x

5.8x book, stretched premium

Revenue Growth
100/100
26.1%

Above 10% CAGR, strong compounder

Book Value Growth
100/100
61.2%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
0/100
297.7%

Heavy dilution above 5%

Return on Equity
80/100
12.9%

10–15%, healthy ROE

Capital Adequacy
30/100
4.5%

4.5% equity/assets, thin

Margin Trend
0/100
-2.9pp

Net margin compressed >2pp, profitability pressure

Circle Internet Group (CRCL) quality: score, margins and returns

Circle Internet Group (CRCL) scores 56/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 8 metrics each scored 0 to 100, on 7.4% operating margins and 5.1% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Circle Internet Group (CRCL) a high-quality business?+

Circle Internet Group scores 56 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a mixed business on these measures. Recent figures include a 7.4% operating margin and a 5.1% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Circle Internet Group's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from CRCL's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Circle Internet Group scores well and where it falls behind.

What is Circle Internet Group's return on invested capital (ROIC)?+

Circle Internet Group earns about 5.1% on its invested capital, which is modest. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to CRCL's margins and growth on this scorecard to judge durability.

How profitable is Circle Internet Group?+

Circle Internet Group runs an operating margin of about 7.4% and a net margin of about 15.5%. Revenue has grown at roughly 37.6% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 5 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 19 Sept 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

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Held by ETFs

CRCL is in 116 US ETFs. The largest of them, with CRCL's weight in each:

Spot a number that looks wrong? Check it in CRCL's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.