Weak across most dimensions. This doesn't mean avoid, but the burden of proof is on the bull case.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Negative earnings, no valuation support
1.5x book, reasonable for a financial
Below 2%, book value not compounding
Business Quality & Capital Allocation
Heavy dilution above 5%
Below 2%, weak capital productivity
8.5% equity/assets, comfortable cushion
Coastal Financial (CCB) quality: score, margins and returns
Coastal Financial (CCB) scores 22/100 on Intrinsiqq's quality score (a lower-quality business), a weighted blend of 5 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Coastal Financial (CCB) a high-quality business?+
Coastal Financial scores 22 out of 100 on Intrinsiqq's quality score, a weighted blend of 5 metrics each scored 0 to 100, which rates it a lower-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Coastal Financial's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from CCB's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Coastal Financial scores well and where it falls behind.
SourceQuality score computed from the 10-Q filed 3 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 8 Aug 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
State Commercial Banks · Pick stocks to compare with CCB
Held by ETFs
CCB is in 22 US ETFs. The largest of them, with CCB's weight in each:
iShares Russell 2000 Growth ETFIWO0.04%of the fund
Dimensional U.S. Targeted Value ETFDFAT0.01%of the fund
Vanguard Financials Index Fund ETF SharesVFH0.01%of the fund
State Street SPDR S&P Regional Banking ETFKRE0.30%of the fund
Avantis U.S. Small Cap Equity ETFAVSC0.07%of the fund
Fidelity MSCI Financials Index ETFFNCL0.01%of the fund
Spot a number that looks wrong? Check it in CCB's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Keep analysing CCB
Create a free account and get 14 days of Premium: every stock and every tool.
- Unlimited stocks
- Stock screener
- Portfolio tracker
- Editable DCF
- Compare side by side
- Unlimited alerts
No card. Moves to Free after, unless you upgrade.
Already have an account?
Or come back tomorrow. Stocks on your watchlist are always free to view.