All currency values in $ millions unless otherwise noted
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| Income Statement | TTM | DEC 2025 | DEC 2024 | DEC 2023 | DEC 2022 | DEC 2021 |
|---|---|---|---|---|---|---|
| Revenues | ||||||
| Revenue | $839 | $802 | $728 | $698 | $669 | – |
| Other Operating Expenses | – | – | – | $448 | $404 | $373 |
| Non-Operating | ||||||
| Net Interest Expense | $535 | $507 | $449 | $437 | $421 | $374 |
| EBT (Earnings Before Tax) | $301 | $275 | $237 | $168 | $240 | $241 |
| Income Tax Expense | $72 | $65 | $54 | $36 | $52 | $52 |
| Net Income | ||||||
| Net Income | $228 | $210 | $182 | $132 | $188 | $190 |
| Per Share Data | ||||||
| Revenue Per Share | $15.90 | $15.18 | $13.76 | $12.99 | $12.34 | – |
| EPS (Basic) | $4.31 | $3.98 | $3.44 | $2.45 | $3.48 | $3.51 |
| EPS (Diluted) | $4.31 | $3.97 | $3.44 | $2.45 | $3.46 | $3.48 |
| Weighted Avg Shares (Basic) | 52.6M | 52.7M | 52.8M | 53.6M | 53.9M | 54.0M |
| Weighted Avg Shares (Diluted) | 52.8M | 52.8M | 52.9M | 53.7M | 54.2M | 54.4M |
| Shares Outstanding | 52.8M | 52.8M | 52.9M | 53.7M | 54.2M | 54.4M |
| Dividends Per Share | $1.88 | $1.86 | $1.82 | $1.78 | $1.74 | $1.70 |
Community Bank System (CBU) financials: revenue, profit and margins
Community Bank System (CBU) generated about $839 million in revenue and $228 million in net income (a 27.2% net margin) over the trailing twelve months, growing at roughly 6.2% a year. Figures are from SEC filings; this is analysis, not investment advice.
Frequently asked
What is Community Bank System's (CBU) revenue?+
Community Bank System generated about $839 million in revenue over the trailing twelve months. Revenue has grown at roughly 6.2% a year over the past five years. Revenue is the top line, before any costs; what matters for value is how much of it survives to free cash flow. The full income statement, balance sheet and cash-flow statement are on this tab.
Is Community Bank System profitable?+
Yes, Community Bank System reported about $228 million in net income over the trailing twelve months, a net profit margin of roughly 27.2%. Net income is the bottom line after all costs, interest and taxes. Compare it to free cash flow on this tab, since reported profit and actual cash generated can diverge.
What are Community Bank System's profit margins?+
Community Bank System runs a net margin of about 27.2%. Margins show how much of each sales dollar a company keeps at each stage. Stable or rising margins usually signal pricing power and cost discipline; falling margins are worth investigating. See the multi-year trend on this tab.
How fast is Community Bank System growing?+
Community Bank System's revenue has compounded at roughly 6.2% a year over the past five years. Growth only creates value when it is profitable and cash-generative, so read this rate alongside CBU's margins and free cash flow. This is analysis from SEC filings, not investment advice.
SourceFinancial statements computed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 17 Sept 2026. How this is calculated.
Fiscal year ends Dec.
Peers
National Commercial Banks · Pick stocks to compare with CBU
Held by ETFs
CBU is in 84 US ETFs. The largest of them, with CBU's weight in each:
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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