Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
B&M European Value Retail S.A. is a Luxembourg-based holding company that operates a prominent chain of variety discount stores across the UK and France. It specializes in value retail, offering a fast-changing assortment of branded and private-label general merchandise such as homeware, toys, furniture, garden products, health and beauty items, and everyday essentials at significantly reduced prices compared to traditional retailers. The company also maintains a grocery segment through its Heron Foods stores, providing frozen foods, tinned goods, and other staples to drive frequent customer visits and support cross-selling of higher-margin items. B&M European Value Retail S.A. employs an efficient operational model featuring opportunistic sourcing from manufacturers in Asia and Europe, a lean supply chain with multiple distribution centers for rapid store replenishment, and high-volume stores typically located in out-of-town retail parks. This approach creates a treasure hunt shopping experience that appeals to value-conscious families, combining low prices on necessities with impulse buys. Headquartered in Munsbach, Luxembourg, the company focuses on its core B&M branded stores alongside Heron Foods in the UK and B&M stores in France, serving millions of customers weekly through physical retail operations.
£2.64
+£0.00 (+0.00%)
EOD Jun 25, 2026 · Twelve Data
Operating margin is thin at 6.48%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 3.7%, steady but not accelerating. Margins contracted 3.7pp, which offsets some of the top-line progress.
ROIC dropped from 13.26% to 8.23%, capital efficiency is deteriorating. Operating margin contracted 3.7pp YoY, cost discipline may be slipping.
12.3x earnings, 3.4x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
£5.78B
▲ +3.7% YoY
Net Income (TTM)
£164M
▼ -48.6% YoY
Op. Margin
6.48%
▼ -3.7pp YoY
ROIC
8.23%
▼ -5.0pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
£594M
▲ +9.6% YoY
Op. Cash Flow (TTM)
£730M
▲ +12.1% YoY
Net Debt
£2.10B
Cash & Equiv.
£342M
3Y CAGR: -4.1%
3Y CAGR: -12.9%
Continue Research
At a P/E of 12.3 and a price-to-free-cash-flow of 3.4, B&M European Value Retail (BMRPF) trades below a two-stage DCF intrinsic value of about £13.26 per share, so at £2.64 the stock looks undervalued (401.9% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, B&M European Value Retail scores 38/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 6.6%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about £13.26 per share for BMRPF, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around £9.94. At today's £2.64, that puts the stock about 401.9% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
B&M European Value Retail scores 38 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 6.5% operating margin and a 8.2% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, B&M European Value Retail pays a regular dividend of about £0.13 per share per year (typically in quarterly installments), a yield of roughly 6.6% at the current price. That is a payout ratio of about 81.1% of earnings, so the dividend is covered, with less cushion. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For BMRPF's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. BMRPF currently trades below its estimated intrinsic value and scores 38/100 on quality (lower-quality). It also yields about 6.6%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.