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Company Overview Blend (NYSE: BLND) is on a mission to transform the financial services industry by making the process of obtaining a loan or opening an account as seamless and intuitive as modern e-commerce. Today s consumers expect simplicity, hyper-personalization, and speed across every banking and lending interaction.
The business is unprofitable at the operating level (-17.59% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Negative free cash flow of -$81K. The business is consuming cash, not generating it.
Profitability & Returns
Revenue (TTM)
$128M
Net Income (TTM)
-$6M
Op. Margin
-14.75%
ROIC
-871.32%
Cash Flow & Balance Sheet
FCF (TTM)
-$10M
Op. Cash Flow (TTM)
-$1M
Net Debt
-$58M
Net Cash Position
Cash & Equiv.
$59M
5Y CAGR: +5.2%
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