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Bankinter, S.A. Quality Score

BKT.XMAD

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Quality83

Growth remains strong (avg 85/100), but business quality is pulling the composite down (avg 78/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
11.6x

Under 20x, reasonable relative to earnings

Price / Book
80/100
2.01x

2.0x book, moderate premium to equity

Revenue Growth
70/100
9.4%

5–10% CAGR, steady but not exceptional

Book Value Growth
100/100
9.3%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
80/100
-0.0%

Roughly flat, no meaningful dilution

Return on Equity
100/100
18.0%

Above 15%, strong return on equity

Capital Adequacy
30/100
4.9%

4.9% equity/assets, thin

Margin Trend
100/100
+10.8pp

Net margin expanded 3+pp, strong improvement

Bankinter (BKT.XMAD) quality: score, margins and returns

Bankinter (BKT.XMAD) scores 83/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Bankinter (BKT.XMAD) a high-quality business?+

Bankinter scores 83 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Bankinter's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from BKT.XMAD's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Bankinter scores well and where it falls behind.

How profitable is Bankinter?+

Bankinter runs a net margin of about 35.5%. Revenue has grown at roughly 11.8% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Peers

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Held by ETFs

BKT.XMAD is in 74 US ETFs. The largest of them, with BKT.XMAD's weight in each:

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.