Intrinsiqq

Avanza Bank Holding AB (AZA.XSTO) Quality Score

AZA.XSTO
Quality74

Growth remains strong (avg 100/100), but valuation is pulling the composite down (avg 60/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
80/100
21.7x

20–25x range, moderate premium

Price / Book
40/100
7.36x

7.4x book, stretched premium

Revenue Growth
100/100
12.0%

Above 10% CAGR, strong compounder

Book Value Growth
100/100
16.4%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
60/100
1.6%

Mild dilution under 2%

Return on Equity
100/100
34.3%

Above 15%, strong return on equity

Capital Adequacy
0/100
1.9%

1.9% equity/assets, undercapitalized

Margin Trend
90/100
+2.1pp

Expanded 1–3pp, steady progress

Avanza Bank Holding AB (AZA.XSTO) quality: score, margins and returns

Avanza Bank Holding AB (AZA.XSTO) scores 74/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Avanza Bank Holding AB (AZA.XSTO) a high-quality business?+

Avanza Bank Holding AB scores 74 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Avanza Bank Holding AB's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from AZA.XSTO's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Avanza Bank Holding AB scores well and where it falls behind.

How profitable is Avanza Bank Holding AB?+

Avanza Bank Holding AB runs a net margin of about 58.1%. Revenue has grown at roughly 8.0% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Related stocks: Banks - Regional

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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