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2025 was a defining year for AppTech Payments Corp. ( AppTech ). The Company entered the year with inherited structural, operational, and technological challenges that limited its ability to scale and compete effectively in the rapidly evolving financial services landscape.
The business is unprofitable at the operating level (-543.30% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue up 405.4% YoY with margins expanding 2915.8pp.
ROIC dropped from -153.30% to -160.43%, capital efficiency is deteriorating.
Profitability & Returns
Revenue (TTM)
$3M
▲ +405.4% YoY
Net Income (TTM)
-$9M
▲ +11.3% YoY
Op. Margin
-294.91%
▲ +2915.8pp YoY
ROIC
-360.70%
▼ -7.1pp YoY
Cash Flow & Balance Sheet
FCF
N/A
Op. Cash Flow (TTM)
-$4M
▲ +34.4% YoY
Net Debt
$452K
Cash & Equiv.
$110K
5Y CAGR: +33.5%
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