Choose a model
Each card values American National Group a different way, shown at our starting inputs. Pick one to see and change how it works.
Set your assumptions
American National Group on book value: book value per share (equity) grows with retained profit and is priced at a normal price-to-book. For banks and insurers.
Years to project
Growth of book value per share
Book value per share; starts at its own recent growth
Exit P/B
No history to start from; set your own
Your desired return
Margin of safety
More
Your buy price
The expected return is measured from it; starts at today's price
How it's worked out
Today's book value per share
Last twelve months
$107.09
Book value in 2031
Grows 7.3% a year for 5 years
$152.31
Price in 2031
$152.31 × 1.2 P/B
$182.78
Worth today
÷ 1.10^5: your 10% a year, taken back out
$113.49
Fair value
The most you can pay and still earn 10% a year
$113.49
Buy below
Fair value minus your 25% margin of safety
$85.12
Every rule is on the methodology page.
Outcome
What your assumptions give, and the path from today's price.
Fair value
$113.49
Expected return
Set a buy price
Future price, 2031
$182.78
Buy below
$85.12
Projection
Solid blue: the price at each year end. Dashed blue: from today's price to the 2031 price. Green: from the fair value, rising at your 10% a year to the same end point; buy at or below it and you earn at least that. Every rule is on the methodology page. A model, not a forecast or advice.
American National Group (ANG-PD) intrinsic value and fair value
The calculator grows one of American National Group's per-share figures (earnings, free cash flow, revenue, book value or dividends) for a few years, puts an exit multiple on it, and discounts the result back at the yearly return you want. The answers below use its starting inputs for ANG-PD; this is analysis, not investment advice.
Frequently asked
What is American National Group's (ANG-PD) intrinsic value?+
With Intrinsiqq's starting inputs, American National Group's fair value is about $113.49 a share, based on its book value per share. That assumes book value per share of $107.09 grows about 7.3% a year for 5 years, the stock then trades at 1.2 times book value, and you want a 10.0% yearly return. On its other figures: earnings $70.29, free cash flow $996.29, revenue $149.09. Every input can be changed on the page; the result is a model, not a forecast.
What growth does the American National Group valuation assume?+
Book value per share grows about 7.3% a year to start, its own recent growth per share (three years for a company not yet profitable, five otherwise). The exit multiple starts at a default.
What is a good margin of safety for American National Group?+
A margin of safety is the cushion you want below the fair value before buying, in case the inputs are wrong. The calculator uses 25%, which puts the buy-below price at $85.12. Less predictable businesses deserve a wider cushion, or a higher desired return.
Peers
Life Insurance · Pick stocks to compare with ANG-PD
Held by ETFs
ANG-PD is in 6 US ETFs. The largest of them, with ANG-PD's weight in each:
Invesco Preferred ETFPGX0.28%of the fund
- PFVirtus InfraCap U.S. Preferred Stock ETFPFFA0.66%of the fund
John Hancock Preferred Income ETFJHPI0.67%of the fund
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF0.08%of the fund
- VPVirtus InfraCap Preferred and Income Securities ETFVPFF1.43%of the fund
Spot a number that looks wrong? Check it in ANG-PD's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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